Power your Fintech with global fiat-crypto rails
Build next-generation banking, lending, card programs, and cross-border remittance systems. Access compliant fiat-to-crypto liquidity, direct wallet disbursements, and automatic multi-currency conversion via our unified API.
Enterprise-grade performance for modern finance
Oppi connects you directly to blockchain liquidity with scale, speed, and regulatory assurance built-in.
Uptime SLA
Average Latency
Countries Supported
Transactions / Sec
Engineered for every segment of digital finance
Flexible infrastructure designed to integrate with neo-banks, lending desks, card programs, and global remittance providers.
Embed crypto savings accounts, automated savings flows, and secure asset vaults directly inside your digital banking application.
Launch crypto-funded debit cards that convert digital assets to local fiat automatically at the moment of point-of-sale checkout.
Power high-volume, low-cost international transfers. Sidestep expensive SWIFT routing and execute borderless transfers instantly.
Offer institutional yield products, execute collateralized digital asset lending, and build automated crypto wealth management services.
Seamless multi-currency funds flow lifecycle
How Oppi handles payment processing, automatic conversions, and instant payouts on your platform.
Client Deposit
User initiates deposit via credit card, localized bank transfer, or direct crypto wallet transfer on your app.
Liquidity Routing
Oppi dynamically queries top liquidity providers to lock in the optimal fiat-crypto conversion rates.
Compliance Check
Automated AML scanning and fraud detection modules validate transaction safety and user wallets in real-time.
Settlement
Funds are immediately settled to your platform treasury or processed directly for user payouts.
Oppi vs Legacy Payment Rails
Compare transaction speeds, fees, and operational efficiency side-by-side.
| Key Feature | Traditional Banking (SWIFT/ACH) | Oppi Fintech Rails |
|---|---|---|
| Settlement Time | 1 to 5 business days | Instant (~3 seconds) |
| Processing Fees | 2.5% to 5.0% + hefty wire fees | Under 1.0% flat fee structure |
| Chargeback Risk | High (up to 180 days dispute windows) | Zero (cryptographic finality) |
| Global Payouts | Restricted by complex correspondent networks | Borderless coverage across 200+ countries |
| Compliance Integration | Manual verification, long bank holds | Automated real-time AML & wallet checks |
API-First Architecture for Developers
Integrate our unified payment endpoint in minutes. Support custom wallets, direct transfers, and rate locks with simple REST code.
curl -X POST https://api.oppiwallet.com/v1/payments \
-H "Authorization: Bearer sec_key_live_..." \
-H "Content-Type: application/json" \
-d '{
"amount": "1000.00",
"currency": "USD",
"payment_method": "crypto",
"target_asset": "USDT",
"settlement_wallet": "oppi_wallet_0x..."
}'Common questions about Fintech integrations
Ready to get started with Oppi Payment?
Whether you are just starting or scaling an existing operation, the Oppi Payment team will help you find the right payment setup for your industry and business model.